Welcome to Our Home Insurance Quiz
If you can answer these 10 questions, you are very well educated about your policy! If you don't know the answer or don't know what the question is all about, you definitely need a public adjuster!
1: Does your policy have an ACV or RPS provision?
2: Do you have Ordinance/Law Coverage?
3: Is your deductible flat or percentage based?
4: Do you have an open or named peril policy?
5: What is your limit of liability for detached structures?
6: How soon after discovering a problem must you report it?
7: Will your insurance company honor requests for appraisal?
8: Do you have coverage for making temporary, emergency repairs?
9: Do you have a matching endorsement?
10: Do you have a cosmetic damage limitation?
Every one of these questions can be answered from your policy. A public adjuster can answer and explain each one of these. Even more so, a public adjuster can explain why each one of these is vital to a strong claim.
The insurance company is hoping you don't hire a public adjuster who knows the claims process and understands the policy. Knowledge really is power. Let us handle the stress so you can get back to living life.